Pillar 02
Group Insurance
All essential covers in one portfolio, with one renewal calendar.
Genesis runs the tender and administration. Advice and placement sit with a licensed broker.
Medical malpractice & indemnity
Facility and practitioner indemnity, sized to your current licence.
facilitypractitioner
Public & general liability
Third-party injury and property damage on your premises.
third party
Workmen’s compensation & employer’s liability
Mandatory employer cover, aligned to actual headcount.
mandatoryheadcount
Property, contents & medical equipment
Buildings, contents and equipment, declared at true value.
equipmentunder-declaration
Equipment breakdown & business interruption
Income protection when operations are disrupted.
loss of income
Political violence & terrorism
Riot, terrorism and political violence, with its own income extension.
own BI extensionnot the same cover
Cyber & data breach
Breach response and liability, aligned with ADHICS.
ADHICS-aligned
Group life, personal accident & employee medical
Staff health, group life and personal accident, renewed to headcount.
mandatory healthrenewals
Fleet & motor
Clinic vehicles and patient transport, rated on actual use.
fleet